Frequently Asked Questions

This screen shows the total amount of money you earn and spend on a monthly basis. It also tells you whether you have a spending imbalance or not, giving a high-level view of where you are with your finances.

This screen shows all the financial transactions that have occurred for a specified month. You can view, add, edit, or delete income or expense items from this central log.

This screen lists all the savings transactions that have occurred for a specified month. It helps you track your wealth building, retirement savings, emergency fund, and dream targets.

This screen lists all the wants/personal spending transactions for the month. This tracks discretionary spending such as dining out, hobbies, shopping, and entertainment.

This screen lists all the needs/essential transactions for the month. It helps you manage your fixed and variable living costs like rent/mortgage, utilities, groceries, and insurance.

This report breaks down your savings contributions by categories (e.g., retirement, emergency fund) to show exactly where your 20% savings portion is going.

This report visualizes discretionary spending across wants categories, making it easy to identify where you can trim spending to stay within your 30% budget target.

This report analyzes your fixed living costs, letting you verify that your non-discretionary commitments remain within the recommended 50% threshold.

This report shows a breakdown of your various income sources for the month, helping you see where your earnings are generated.

This report provides a combined high-level visual representation of your total spending split across the 50/30/20 rule, showing you if you are in financial balance.

The Insights tab automatically analyzes your current month’s transactional data, offering practical, personalized tips to balance your budget and optimize your savings.